Buying a car is usually a smooth affair these days but getting finance for the car can be cumbersome, and in some cases mind boggling given the sheer number of finance providers lining up to offer you a car loan. To simplify the whole process and to put customer needs at the forefront, Maruti Suzuki has just launched India’s first online, end-to-end car finance platform called Maruti Suzuki Smart Finance. This platform is exclusively available to NEXA customers across 30 Indian cities.
What’s Maruti Suzuki Smart Finance all about?
Maruti Suzuki Smart Finance is an online, one-stop-shop for NEXA customers’ car financing needs. It’s hosted on www.nexaexperience.com and it aims to give every NEXA car buyer access to a pre-approved and customised car loans by multiple financiers in just a few clicks. Key features offered by Maruti Suzuki Smart Finance include,
1. Pre-approved loan offers 2.
Credit score based customised loan offers including customized interest rates and loan tenures
3. Real time loan status tracking that keeps the customer updated at every step of the financing process
4. Multi-financier loan options that allow the customer to compare and choose the best deal from various financers
5. Online document upload process
6. Complete transparency at every stage of the car loan process.
Now, how does it work?
Simplicity and seamlessness are highlights of availing a loan from Maruti Suzuki Smart Finance, and the entire process takes place online. The journey can be divided into four simple steps.
Step 1. Log on to www.nexaexperience.com. Once you’re there, choose Maruti Suzuki Finance from the tabs on top of the screen. Enter your mobile number, receive an OTP, and fill in the details prompted on the screen.You will then be asked to select your favourite NEXA car that you want to buy.
Step 2. Once you’ve chosen your favourite NEXA car, Maruti Suzuki’s Smart Finance kicks into action, and lists out the various loan offers for you. You can compare between multiple financiers in this step, and choose the loan offer that best suits your needs.
Step 3. Once you’ve picked the loan offer that suits you, you then get into the next step that requires you to upload the requisite documents to grant you the loan.
Step 4. After you’re done uploading documents, you need to schedule a home visit at the time and date of your convenience for document verification. The loan provider will get in touch with you to finish the loan formalities. This is basically it. Your Maruti Suzuki Smart Finance car loan for your NEXA car will be disbursed once due process is complete, and you can then go to the NEXA dealer to complete other formalities and drive out in your new car.
Where all can you avail Maruti Suzuki’s Smart Finance for NEXA cars?
Currently, the Maruti Suzuki Smart Finance for NEXA cars can be availed by salaried persons in the following cities: Delhi, Gurugram, Lucknow, Jaipur, Mumbai, Pune, Ahmedabad, Chennai, Bangalore,Hyderabad, Indore, Kolkata, Cochin, Chandigarh, Guwahati, Goa, Bhubaneswar, Bhopal, Coimbatore, Surat, Vadodara, Ranchi, Raipur, Nagpur, Trivandrum, Vishakhapatnam, Udaipur, Kanpur, Vijayawada, and Dehradun.
Helpful tips to get the best loan deal for your favourite NEXA car
Now that you've chosen a NEXA car that suits you to the T, here are a few steps that will help you bag the best finance deal, 1. Figure a budget 2. Downpay as much as you can 3. Go
through every loan offer there is (NEXA gives you a ready platform for this, allowing you to compare lenders) 4. Bring all this together: Downpayment, financier, interest rate, EMI amount
and deduction date, and pick the loan offer that best suits your needs.